Background Screening Professional At your Service

Employers, non profits, churches, schools and many more organizations trust us at BoldSecure with their background screening because of our amazing customer service and our wide range of services. Our clients and their needs are our number one priority. BoldSecure is continuously looking for new innovations and technology that will help us better serve our clients.

 

Background check

A background check is, in very basic terms, information which is compiled on an individual which may be considered when determining eligibility for a job or housing. An employer or property manager determines what components to include in the background check based on the industry, position or housing unit. The components may include: criminal history information, civil records, driver records, employment records, educational information, license verification, credit information and reference checks. Background checks may also include drug testing, a physical, and even psychological evaluations or assessments. In order to determine which components may be included in a background check, applicants are encouraged to consult with their prospective employers and property managers.

Under the Fair Credit Reporting Act (FCRA) a background check is termed a "Consumer Report" or "Investigative Consumer Report" and is defined as:

Section 603(d) Consumer Report.
In general. The term "consumer report" means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer’s credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer’s eligibility for

  1. credit or insurance to be used primarily for personal, family, or household purposes;

  2. employment purposes; or

  3. any other purpose authorized under section 604.

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Section 603 (e) Investigative Consumer Report: The term "investigative consumer report" means a consumer report or portion thereof in which information on a consumer’s character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. However, such information shall not include specific factual information on a consumer’s credit record obtained directly from a creditor of the consumer or from a consumer reporting agency when such information was obtained directly from a creditor of the consumer or from the consumer.

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