Background Screening Professional At your Service

Employers, non profits, churches, schools and many more organizations trust us at BoldSecure with their background screening because of our amazing customer service and our wide range of services. Our clients and their needs are our number one priority. BoldSecure is continuously looking for new innovations and technology that will help us better serve our clients.

 

Background check

A background check is, in very basic terms, information which is compiled on an individual which may be considered when determining eligibility for a job or housing. An employer or property manager determines what components to include in the background check based on the industry, position or housing unit. The components may include: criminal history information, civil records, driver records, employment records, educational information, license verification, credit information and reference checks. Background checks may also include drug testing, a physical, and even psychological evaluations or assessments. In order to determine which components may be included in a background check, applicants are encouraged to consult with their prospective employers and property managers.

Under the Fair Credit Reporting Act (FCRA) a background check is termed a "Consumer Report" or "Investigative Consumer Report" and is defined as:

Section 603(d) Consumer Report.
In general. The term "consumer report" means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer’s credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer’s eligibility for

  1. credit or insurance to be used primarily for personal, family, or household purposes;

  2. employment purposes; or

  3. any other purpose authorized under section 604.

Section 603 (e) Investigative Consumer Report: The term "investigative consumer report" means a consumer report or portion thereof in which information on a consumer’s character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. However, such information shall not include specific factual information on a consumer’s credit record obtained directly from a creditor of the consumer or from a consumer reporting agency when such information was obtained directly from a creditor of the consumer or from the consumer.

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BoldSecure Background Screening solutions is one of the best providers of  Criminal or public data for employers or non-profit organizations. BoldSecure provides consumer reports and is a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA). This site must not be used in violation of the Fair Credit Reproting Act and in violation of the FTC regulations. 
SUMMARY OF YOUR RIGHTS UNDER THE F.C.RA. 

CONTACT US

Mailing Address: 2005 Palmer ave, Larchmont, New York, 10538

Contact US: 929-242-9956

Disclaimer: The resources on this site are provided for educational purposes only and do not constitute legal advice. If you have questions regarding your background check policy or a particular record, we advise you to consult legal counsel.

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